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Let buyers pay monthly. Get paid in full.

Offer monthly installments at checkout so a bigger purchase feels like a smaller one. Your buyer picks how many months to pay over, you are paid up front, and the installment provider looks after the rest.

  • Buyers choose monthly installments at checkout
  • You are paid in full up front
  • 0% transaction fee from Tanqory
A round grey corduroy pet bed on a pale floor
A blue sofa and a round stone table in a bright loft
A model in a dark blue overshirt against a grey wall

Example: $360.00, or$90.00 a month

One order, paid over four months

Follow an example furniture order from the price on the product page to the last monthly payment.

The split shows on the product page

Next to the price, the buyer sees what a month would cost. A sideboard that felt like a big decision now reads as four smaller ones.

Harakeke Home Example store, Auckland, New Zealand

Where it helps most

Made for the purchases buyers think twice about

Paying monthly helps most where the basket is big: furniture, gear and equipment, jewellery and anything a buyer would rather spread over a few months.

Outdoor gear

A tent, a pack and two sleeping mats make a big basket. Monthly payments let a buyer take the whole kit in one checkout, before the season starts.

An orange tent pitched on the floor of an outdoor shop with packs on the wall

Home audio

Speakers are bought once and kept for years. A monthly price lets the buyer take home the pair they really want, not the cheaper one.

A shop owner lifting a grey fabric speaker out of a white box

Handmade jewellery

Commissions and gold pieces carry real prices. Monthly installments let a buyer order the ring now and spread the cost over the months it takes to make.

A jeweller in a grey apron shaping a ring with pliers at her bench
See checkout

Built in

Pay in installments, wired into your store

Wool throw $240.00or $60.00 a month x 4Example figures

Monthly price on product pages

Show what a month would cost next to the price, on product pages and in the cart.

CardToday4 monthsSelected

A choice at checkout

Buyers pick the number of months and their card's bank, beside cards and wallets in your checkout.

Order 3108Paid in fullPayoutUp front

Paid in full up front

The order is charged in full, so your cash does not wait on the buyer's monthly payments.

Confirmed with a one-time code

Confirmed with the bank

The buyer confirms with their bank and pays month by month on their card. You never chase a payment.

Order 3108InstallmentsOrder 3109Card

Clear in your orders

Every order shows it was paid by installments, so your team knows how each sale came in.

Refund $240.00SentPlan adjusted by the bank

Refunds from the order

Refund from the order in your admin. It goes back through your payment provider, and the buyer's bank adjusts the plan.

See payments

The monthly price, shown early

Show the smaller number before the buyer leaves

Buyers decide on the product page, not at the end. Show the monthly price under the full price on product and cart pages, so the option is clear long before checkout and the bigger basket feels within reach.

  • Monthly price under the full price on product pages

  • The same message in the cart and at checkout

  • Shown in the buyer's currency on your markets

See your online store
A walnut armchair with a cream cushion in a bright, empty room

AI native

Let the assistant do the setup work

Telling buyers about a new way to pay used to mean editing every product page, rewriting the FAQ and writing the email yourself. Ask the assistant instead: it updates your storefront content and policies, writes the announcement, and answers questions about your orders, after you confirm.

  • Updates storefront content and policy pages when you ask

  • Writes the email and product copy that announce it

  • Everyday AI work like copy and questions uses no credits

See the AI assistant

Questions about pay in installments

Interest, approval rules and limits belong to the installment provider and the buyer's bank; these answers cover what happens in your store.

What are installments at checkout?

They let a buyer split the price of an order into monthly payments on their card. The buyer picks the number of months and their bank at checkout, sees the monthly amount, and confirms the payment.

When do I get paid?

Up front. The order is charged in full and shows as paid in your admin. The buyer then pays month by month on their card, on the schedule they chose.

What happens if a buyer misses a monthly payment?

The monthly payments are collected on the buyer's card by the provider and the bank, under their terms. Your order stays paid, and you do not chase the buyer.

Who sets interest, approval and limits?

The installment provider and the buyer's bank. They decide who can pay in installments, the minimum order amount, the months on offer and any interest, and the buyer sees the monthly amount before paying.

What does Tanqory charge?

Tanqory adds a 0% transaction fee on every plan. You pay your payment provider's own rate, and we never mark it up.

How do I offer it in my store?

Turn on installments in your payment settings with a payment provider that supports them. The option then shows at checkout, and the monthly price can show on product and cart pages.

How do refunds work?

Refund from the order in your admin as usual. The refund goes back through the payment provider, and the buyer's bank adjusts their plan.

Can the AI assistant help?

Yes. Ask it to add installments to your FAQ and policy pages, write the announcement email or find the orders paid in installments. It acts after you confirm, and everyday work like this uses no credits.

Sell the bigger basket. Get paid today.

Open your store, turn on installments with your payment provider and let buyers pay monthly while you are paid in full.

  • 0% transaction fee on every plan
  • You pay your provider's own rate, never marked up
  • Everyday AI work uses no credits

Interest, approval and limits are set by the installment provider and the buyer's bank. 3 days free before your first charge.

An oak sideboard with a clay lamp and dried flowers against a dark slatted wall