Accepting payment is only one step. Real commerce requires capture, settlement, refunds, disputes, and reporting. Tanqory treats payments as controlled financial workflows with full visibility and operational control.
Part of Tanqory Commerce Core
One payment system. Consistent financial states. No fragmented reconciliation.
Payments flow through the same system whether customers pay on your website, mobile app, or PWA. Same states, same audit trail.
Connect your own Stripe or PayPal account so payments land directly with you. Multi-seller marketplace split payments are on our roadmap.
Planned: in-store payments that sync with online orders and inventory, so returns and exchanges update payment states across channels.
Build custom checkout experiences or integrate with third-party systems. Payments remain governed by the same financial logic.
You always know where the money is — and why.
Payment method validated, funds reserved. Order can proceed to fulfillment. Authorization expires if not captured within gateway limits.
Funds moved from authorization to capture. Money will be settled to your account. Full or partial capture supported based on order state.
Only part of the authorized amount was captured. Happens when orders are partially fulfilled or adjusted before full capture.
Money returned to customer. Full or partial refunds tracked with reason, timestamp, and operator. Refunds update order and inventory states.
Payment attempt failed. Reason logged. Customer notified. Order blocked from fulfillment until payment succeeds.
Customer initiated chargeback. Dispute tracked with status, evidence, and resolution. Finance team alerted for action.
Funds deposited to your account by gateway. Settlement timing, fees, and net amounts tracked per transaction.
Flexibility without losing control. One system governing many providers.
Support cards, digital wallets, bank transfers, buy now pay later, and local payment methods. Each method handled with appropriate authorization and capture logic.
Connect your supported payment accounts. Automated routing and backup-gateway retries are on our roadmap.
Planned: route payments by region, channel, amount, or risk profile, managed in Admin.
Planned: if a gateway fails, retry automatically with a backup gateway, configurable per method and failure type.
Operational control over money movement. Accuracy by design.
Authorize at checkout, capture when order ships. Reduces refunds for out-of-stock scenarios. Common for pre-orders and made-to-order products.
Capture only for items that shipped. If order was partially fulfilled, capture reflects actual fulfillment. Remaining authorization released automatically.
Refund entire payment or specific line items. Refunds tied to return reasons and inventory adjustments. Finance sees exact refund breakdown.
Refunds trigger when returns are processed. Captures trigger when fulfillment completes. Payment state changes are linked to real operational events, not manual finance updates.
Designed to protect revenue without blocking operations.
Use gateway fraud signals, velocity checks, and custom rules to flag suspicious payments. High-risk payments held for review before capture.
Failed payments logged with reason codes. Customers offered retry or alternative payment methods. Operations team alerted for high-value failures.
Disputes tracked with status, evidence upload, and resolution workflow. Finance and support teams notified. Dispute history visible in customer records.
Operations team can approve flagged payments with override reason. Every override logged in audit trail for compliance and review.
Finance clarity. Reduced spreadsheet dependence. Trust in reported numbers.
See when captured payments will settle to your account. Track settlement status per gateway. Match bank deposits to payment records with significantly less manual reconciliation.
Gateway fees, processing fees, and net amounts tracked per transaction. Finance reports show gross, fees, and net without external calculation.
Different gateways settle at different intervals. Tanqory records each payout's expected and actual arrival dates. Automated alerts for delayed settlements are on our roadmap.
For global operations, track settlements in multiple currencies. Exchange rates, conversion fees, and final amounts logged per transaction.
Payment events drive operational workflows and insights.
Successful capture triggers fulfillment workflow. Orders move to picking and packing queues automatically when payment confirms.
Finance alerted on high-value refunds. Support notified of disputes. Operations flagged for payment failures on priority orders.
Payment data feeds into revenue reports, cohort analysis, and financial forecasting. No manual export required.
Payment confirmations, refund notifications, and failed payment alerts sent automatically. Messaging customizable per brand and channel.
Payments are configured and monitored in Admin. Every payment action is available via API. Teams can extend payment logic without breaking financial consistency.
Accept payments from customers worldwide with multi-currency support, regional payment methods, and unified financial reporting across all markets.
Connect your own payment account so funds land directly with you. Multi-party marketplace payouts are on our roadmap.
Capture a PO number and payment terms on draft orders, with manual payment verification. Account credit limits and aging reports are on our roadmap.
Get accurate, real-time payment data with significantly less manual reconciliation. Every payment state change is logged, traceable, and tied to operational events.